10 Common Mistakes When Purchasing Credit
With the credits, this situation is no different. A practical understanding of interest rate and loan accounts, we were never taught and therefore, if we acquire a loan, not free to commit mistakes. So let’s review the list of the 10 most common mistakes when we asked for credits.
1.-The closure of his account of his claim is a fundamental factor for a poor score on your credit history. Resist the urge to close your account because it will be a bad precedent for the future if you want to make new loans.
2. Do not let your credit limit (although this may seem a responsible) as this will lower their credit coheficiente.
4. Do not apply for multiple credit thinking that perhaps I can juggle them to take advantage of transferring debt to 0% interest. That does not work that way. Borrow the lower your credit multiple credit and increase the interest rate.
5. Order only the amount of credit that can be solved. One of the most common mistakes is to transfer the credit limit you can pay to live in constant debt. This eventually is penalized by the credit company.
6. Failure time of the depreciation is another error which is very common in this context. Make payments on time for their replacements. Timely request with frequency 30, 60 or 90 days to make this replacement is shown as a customer become insolvent and this reputation can remain on your file for seven years.
7. Not regularly reporting on your accounts may bring unpleasant surprises, because one mistake can cost you much outside money. Check your account statements are correct and claim immediately if there is an inaccuracy.
8. Be sure to pay the costs of any legal dispute with their creditor, they were smaller. Your credit account will drop 100 points if you do this. Instead, ask for an investigation, save the evidence and go to the relevant bodies.
9. The third appeal involved a claim for the litigation is another error which should not fall. This only makes things worse, because of living rise, lengthen and complicate the application process that often have no relevance as to become grounds for litigation.
10. Make use of a repair service debt is another measure unreasonable since there are legitimate ways to repair their credit clearing errors, making a payment plan, etc.. In the best cases these services take several months to get a result and sometimes even resort to using illegal methods. So if you have any complaints, it is preferable to do it yourself and are sure that you are not committing any illegal act that could cost you dearly.
