Credit Card Fraud: Identity Theft

January 3, 2009 · Posted in Credit

credit-card-IDTheft It’s the kind of fraud where a thief uses your personal information (social security, identity card) and any other confidential information to open accounts in your name or request cards, rent cars, and mobile phone hire. Thieves can use personal information to call the issuer of credit cards to apply for a change of address, opening accounts in your name and extension checks without funds.

How fraud occurs
- Collecting information and extracts data directly from the garbage.
- Stealing mail from mailboxes to obtain credit cards, bank statements, offers pre-approved, data from social security, finance, etc.
- Accessing your credit report fraudulently, for someone who is masquerading as a bank employees, a company that hires you so. This is very difficult as many are required to guarantee access to such personal information.
- Obtain personal data, identity card, social security of the files in your work. This is a crime as prescribed by the Data Protection Act.
- Spying on the ATM PIN number to identify the type.
- Sending messages pretending to be asked for your bank statements to the confirmatory data (phishing)

Forms of identity theft:
- To be deceived by accessing the bank account of the victim. It uses personal information and data from cards or bank accounts without consent.
- There are contract mobile phone using the name of another person
- They are credit cards, phone lines and bogus bank loans.
- Signing of rental cars, using stolen identity. It’s the kind of fraud where a thief uses your personal information (social security, identity card) and any other confidential information to open accounts in your name or request cards, rent cars, and mobile phone hire.

Thieves can use personal information to call the issuer of credit cards to apply for a change of address, opening accounts in your name and extension checks without funds.

How fraud occurs
- Collecting information and extracts data directly from the garbage.
- Stealing mail from mailboxes to obtain credit cards, bank statements, offers pre-approved, data from social security, finance, etc..
- Accessing your credit report fraudulently, for someone who is masquerading as a bank employees, a company that hires you so. This is very difficult as many are required to guarantee access to such personal information.
- Obtain personal data, identity card, social security of the files in your work. This is a crime as prescribed by the Data Protection Act ..
- Spying on the ATM PIN number to identify the type.
- Sending messages pretending to be asked for your bank statements to the confirmatory data (phishing)

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