Credit Card Fraud: Identity Theft
It’s the kind of fraud where a thief uses your personal information (social security, identity card) and any other confidential information to open accounts in your name or request cards, rent cars, and mobile phone hire. Thieves can use personal information to call the issuer of credit cards to apply for a change of address, opening accounts in your name and extension checks without funds.
How fraud occurs
- Collecting information and extracts data directly from the garbage.
- Stealing mail from mailboxes to obtain credit cards, bank statements, offers pre-approved, data from social security, finance, etc.
- Accessing your credit report fraudulently, for someone who is masquerading as a bank employees, a company that hires you so. This is very difficult as many are required to guarantee access to such personal information.
- Obtain personal data, identity card, social security of the files in your work. This is a crime as prescribed by the Data Protection Act.
- Spying on the ATM PIN number to identify the type.
- Sending messages pretending to be asked for your bank statements to the confirmatory data (phishing)
Forms of identity theft:
- To be deceived by accessing the bank account of the victim. It uses personal information and data from cards or bank accounts without consent.
- There are contract mobile phone using the name of another person
- They are credit cards, phone lines and bogus bank loans.
- Signing of rental cars, using stolen identity. It’s the kind of fraud where a thief uses your personal information (social security, identity card) and any other confidential information to open accounts in your name or request cards, rent cars, and mobile phone hire.
Thieves can use personal information to call the issuer of credit cards to apply for a change of address, opening accounts in your name and extension checks without funds.
How fraud occurs
- Collecting information and extracts data directly from the garbage.
- Stealing mail from mailboxes to obtain credit cards, bank statements, offers pre-approved, data from social security, finance, etc..
- Accessing your credit report fraudulently, for someone who is masquerading as a bank employees, a company that hires you so. This is very difficult as many are required to guarantee access to such personal information.
- Obtain personal data, identity card, social security of the files in your work. This is a crime as prescribed by the Data Protection Act ..
- Spying on the ATM PIN number to identify the type.
- Sending messages pretending to be asked for your bank statements to the confirmatory data (phishing)
Forms of identity theft:
- To be deceived by accessing the bank account of the victim. It uses personal information and data from cards or bank accounts without consent.
- There are contract mobile phone using the name of another person
- They are credit cards, phone lines and bogus bank loans.
- Signing of rental cars, using stolen identity.
Basic Security Tips For Credit Card Holder
Here are some tips you need to know as credit card holder:
Tip 1. Limit the balance on the cards you use most often in payments establishments on the street.
Like do not usually carry cash in the portfolio, as far as possible avoid carrying cards with credit limits too high. It is better to have several cards with smaller balances and transfer money between them (one has to try to advance that the bank will remove the fee for transferring balances between cards).
Tip 2 for internet payments
Use one for your specific card payments online. To use cards pre-loaded with minimum balances. Never give a stranger any calves of the data card for internet payments. card number, expiration date and CVV code.
Never click on any link received by email or display on a pop up, which prompted to enter the card details.
Avoid mentioning the site, often strangers visit. Often, Scammers, you send these messages go solicitantito information.
Tip 3. Use ATMs inside bank offices
In the case of extracting money from an ATM located in the street, watch the cashier that I have no strange equipment (videos, photographs, etc.).
Tip 4. Never throw extracts cashiers. These are valuable information on the cards.
Tip 5. Payments in establishments, never lose sight of the card. It is very easy to copy the tape record the data of the same.
Tip 6. Never let anyone see your PIN on the card, as it is very difficult to claim amounts for fraud when the subject is the loss of the pin.
Tip 7. aims to card fraud with sufficient balances. Never make anyone know the balance on your card
